YDNAB Online
Bonus resources to help you practice a budget-free approach in your life
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A money map you can download, print, or use as a spreadsheet. Use it to stay apprised of your financial situation and add ease to financial decision-making.
Get the Google Sheets/Excel template
(In Sheets: Go to File → Make a Copy to get a fillable version in your own Google Drive. Or use File → Download for version you can edit on your computer.)
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A collection of the reflection questions from every chapter of the book, in a printable PDF journal.
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Financial Processes Template
(In Docs: Go to File → Make a Copy to get a fillable version in your own Google Drive. Or use File → Download for version you can edit on your computer.)
Money Date Template
Apps for Automating Money Management
Papaya lets you pay any bill online by snapping a picture of it with your phone.
Paytrust lets you manage and pay bills all in one place, manually or through autopay.
Qapital is a banking app that lets you set rules to automate your contributions to commitments, savings, and other goals every time money comes in.
Qube Money is a banking app that mimics a cash envelope system. It’s highly budget focused, but you don’t have to use it that way. You can set up your “qubes” to fund commitments and goals and set aside your Yes Fund.
Providers helps you manage paychecks and public benefits in one place.
NerdWallet’s app lets you see your credit score, net worth and cash flow in one place.
CreditKarma and Credit Sesame give you a snapshot of your debts and credit report.
Banking apps like Aspiration, Greenwood Bank, and Atmos reward you and help you track spending in line with your values.
Reminder: Like most technology that’s free to use, some financial apps make money by selling your data or using it to serve ads, so make sure you’re familiar with the ways an app uses your personal and financial information and how it makes money before you sign up!
Related reading: You don’t need a budget — how to manage your money with ease and joy
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Related reading: What does 'good work' look like for you?
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Form a Union: Resources from AFL-CIO
Related Reading: "What Can I Do to Help the Labor Movement?"
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Financial Triage Worksheet
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Federal Student Loan Resources
Check StudentAid.gov from the U.S. Department of Education for the most up-to-date information about student debt management and relief: Federal Student Loan Debt Relief.
Find out who services your loans. Contact that company for questions about your individual debt status and options.
Apps to monitor your credit score and report
Credit Karma by Intuit
CreditWise by Capital One
Cheat Sheet: Types of Debt
Cheat Sheet: Credit Scores 101
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Related Reading: Examine your financial goals
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Where to Find Anti-Capitalist Financial Advisors:
Cheat sheet: 3 rules for investing
Related Reading: ‘Should I put that $1,000 into penny stocks?’
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Related Reading: Want to give back to your community? Pay taxes
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Resources for Financial Educators
Consumer Financial Protection Bureau for Adults or for Youth
EconEdLink by the Council for Economic Education
Related Reading: We’ve got to stop ignoring politics in personal finance